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Acima Lease Purchase Options


Get What You Need Today 

  • Easy to apply! 
  • 90-Day Cash Payoff
  • Lease 12 months of convenient payments option
  • $50 for the processing fee
  • Early payoff options 
  • Quick qualification process 
  • Instant Decisions
  • Auto draft payments

We’ll help you get what you need today. And you can pay over time - regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.

Eligibility requirements 

We don't ask a lot. Our application is simple and easy to complete.

Income History

Do you have a three-month history with your current employer or source of income?

Checking Account

Have you had a checking account for at least 90 days?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible payment options

Our weekly, bi-weekly, twice monthly, or monthly lease renewal payment schedules are designed to align with your paydays.

Pay Over 12 Months

Choose to make all lease renewal payments to align with your payday and own the property in 12 months.

90-Day Purchase Option

Save big by purchasing in less than 90 days.

Early Purchase Discount

Purchase after 90 days and save 25%or more on all outstanding payments.


Didn't get approved?


Apply now for alternative financing solutions.


OKINUS Flexible Lease Purchase Options



  • Easy to apply! 
  • No application fee required 
  • Approvals up to $6,000 
  • Leasing terms up to 24 months 
  • Early payoff options 
  • Quick qualification process 
  • Auto draft payments

No approval yet?


Try to build your credit today


What can I do if my online credit application is denied?

An on-line rejection is NOT the end of the road for financing. Please contact our fianance credit department and we can try to work with the financial institution or other lender to find alternative funding. 


We also offer this other options.


  • Lay-away 
  • In-House 


For information please fill out and a Canales Finance Department representative will contact you to provide more info .

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