Shop & Get It Today

Start your lease and take home what you need today for a small up front cost!

No Credit Needed*

There's no credit needed to apply for the lease-to-own purchase option.

Flexible Payments

Simple weekly, biweekly or monthly payment options make it simple to use.

Instant Decision

Apply now for an instant decision. Applying won't affect your credit.

90-Day Purchase Option**

Save money when you pay off your lease early using our 90-day and early purchase options.

How It Works ?

1

Apply for your lease

Apply in-store or online for an instant decision.

2

Take your items home

Sign your lease agreement, make your initial payment, and take your furniture home or have it delivered.

3

Simple, automatic payments

Enjoy automatic payments and manage your lease online with Progressive Leasing or call 877-898-1970 to set up an early purchase option.

Estimate costs before you apply!

Lease-to-Own Calculator

Use this calculator to determine the payment amount and total cost of the lease you're considering.

Estimate Payment Apply Now

Frequently asked questions

What is the Progressive Lease-to-Own Program?

The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s).

Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
How much can I get approved for?

It depends. Applicants are evaluated on an individual basis and Progressive looks at many data points, including credit information, income, and banking history to determine approval amounts. These data points will indicate whether a Progressive Lease would be a good fit and, if so, the approval amount.
Is there a processing fee for a Progressive lease?

No, Progressive does not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
How do I make payments on my Progressive lease?

During you lease signing, you agree for payments to be deducted automatically from your bank account and/or charged to your card you provided during the application process. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your items.

*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.