Skip to content

how it works


1. Fill Your Cart

When you’re done shopping. select Affirm at checkout.

2. Complete your purchase

Enter a few piecesof info for a real-timedecision.

3. pay overtime

Make 4 payments every 2 weeks at affirm.com or inthe Affirm app.

Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

FAQs

CAN I PAY MY PURCHASE EARLY?

Yes! There’s no penalty for paying early.

HOW DO I MAKE THE PAYMENTS?

You can make or schedule payments at affirm.com or in the Affirm app foriOS or Android. Affirm will send you email and text reminders beforepayments are due.

DOES CHECKING MY ELIGIBILITY AFFECT MY CREDIT SCORE?

No—your credit score won’t be affected when you create an Affirm accountor check your eligibility. If you decide to buy with Affirm, this may impactyour credit score. You can find more information in Affirm’s Help Center.

DO I NEED A MOBILE NUMBER TO USE AFFIRM?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories.This helps Affirm verify it’s really you who is creating your account andsigning in.

WHERE CAN I LEARN MORE ABOUT AFFIRM?

You can visit their website at affirm.com.