Say YES With Confidence

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Never pay more than the amount disclosed up front

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Affirm won’t charge you late fees or penalties of any kind, ever

Instant Decision

Apply now for an instant decision. Applying won't affect your credit.

Initial payment plus tax due at lease signing. Remaining lease payments determined upon item selection.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

**Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price except 3 month option in CA. To purchase early call 877-898-1970.

Frequently asked questions

How does Affirm work?

Affirm allows you to make purchases and pay over time through installment loans. At checkout, choose Affirm, apply for a loan, and select a payment plan. Terms are transparent with no hidden fees.
How might using Affirm affect my credit score?
  • Soft Credit Check: Affirm performs a soft inquiry that doesn’t affect your credit score.
  • Loan Reporting: Payments may be reported to credit bureaus; timely payments can boost your score, while missed payments may hurt it.
  • Interest-Free Plans: Choosing 4 interest-free payments or "Pay Now" won’t impact your credit score.
 What are the eligibility requirements to use Affirm for financing?

To be eligible for Affirm, you must:

  • Be at least 18 years old (19 if you're a ward of the state in Nebraska or Alabama).
  • Be a resident of the United States or its territories.
  • Have a valid U.S. mobile or VoIP number and email address.
  • Provide your Social Security number or Individual Taxpayer Identification Number.

Meeting these criteria allows you to apply for Affirm financing.
Can I use Affirm to make a second purchase while I’m still paying off my first loan?

Yes, you can have multiple Affirm loans simultaneously. Each application is evaluated individually, considering factors like your payment history with Affirm and your current credit status. Approval for additional loans depends on these assessments.

Important Information

Universal Disclosure: The advertised service is lease to own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

90 Day Disclosure: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price except 3 month option in CA. To purchase early, call 877 898 1970.

Initial Payment: The initial payment plus tax is charged at lease signing. Remaining lease payments will be determined upon item selection.

Rates from 0–30% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.