MY CANALES CARD

A seamless and flexible way for you to buy what you want now and pay it back in pieces through predictable, equal payments over a set period of time.

  • Special financing available on qualifying purchases*
  • Simple, secure online application
  • Revolving credit line for repeat purchases
  • Monthly payments to fit your budget
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BUY NOW, PAY OVERTIME

No late fees, no hidden fees, and the time it takes to pay is up to you. Choose from several flexible plans designed to fit your needs.

  • Pay over time with no hidden fees
  • Flexible monthly payments
  • No late fees, ever
  • Quick, secure online application
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NO CREDIT? NO PROBLEM!

Lease to Own

  • No credit needed†
  • Lease-to-own with easy, recurring payments
  • Approvals up to $4,000**
  • 90-day purchase option available
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  • Approvals from $300 - $8,000*
  • Fast & Easy Application 
  • Quick Lending Decision‡
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  • Approvals up to $7,500**
  • No credit needed for lease-to-own options†
  • Fast, simple online application
  • Flexible payments that fit your budget
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  • No credit needed
  • Initial payment from $50 + tax
  • Customer takes furniture home instantly
  • Customer can manage payments in the mobile app
  • Early purchase options available
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  • No credit needed.
  • Approvals typically range from $300 to $5,000.
  • Customers can get a decision in seconds.
  • All credit types are welcome to apply.
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  • No credit needed.
  • Initial payment is $10 plus tax.
  • Customer takes merchandise home instantly.
  • 120 day option available with $29 EBO.
  • No late payment fees.
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  • No credit needed.
  • 120 day plan.
  • Initial payment is $29.95.
  • Early buyout amount is $79.95.
  • Funding timeline is 2 to 3 business days.
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  • No credit needed.
  • 13 month program.
  • $49 processing fee.
  • 90 day EBO with 5 percent fee at 90 days.
  • Customers manage their account through the UOwn website.
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*Approval is possible without a credit score, but credit will be checked.

‡Decisions may take additional time and not be same day, including if more information is needed to complete an application.

**Approval amounts and eligibility subject to verification

†No credit needed does not imply no credit check; creditworthiness and other factors may be considered.

Rates are between 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.