Progressive Leasing

Get It Today, No Credit Needed

Flexible lease to own options with Progressive Leasing

APPLY NOW ESTIMATE PAYMENTS
Approvals may be valid for up to 90 days.

Shop & Get It Today

Get the products you need now without a large upfront payment or long term commitment.

No Credit Needed*

There’s no credit needed to apply for the lease to own purchase option.

Flexible Payments

Simple weekly, biweekly or monthly payment options make it simple to use.

Instant Decision

Apply now for an instant decision. Applying won't affect your credit.

90-Day Purchase Option**

Save money when you pay off your lease early using our 90-day and early purchase options.

Initial payment plus tax due at lease signing. Remaining lease payments determined upon item selection.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

**Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price except 3 month option in CA. To purchase early call 877-898-1970.

How It Works ?

1

Apply for Instant Decision

Apply in store or online for an instant decision.

2

Select Progressive

Choose Progressive Leasing as your payment option

3

Sign Your Lease

Review and sign your lease agreement and make your initial payment.

4

Receive Your Items

Take your items home today or have them delivered.

Initial payment plus tax due at lease signing. Remaining lease payments determined upon item selection.

Estimate costs before you apply!

Lease-to-Own Calculator

Use this calculator to determine the payment amount and total cost of the lease you're considering.

Estimate Payment Apply Now
The calculator provides an estimate only.
Initial payment plus tax due at lease signing. Remaining lease payments determined upon item selection.

Frequently asked questions

What does No Credit Needed mean?

No Credit Needed means Progressive looks at more than just your credit score when reviewing your application. Progressive obtains information from credit bureaus. Not all applicants are approved.
Can I purchase the product before the end of my 12 month lease?

Yes. Progressive offers early purchase options, including a 90 day purchase option. To purchase early, call 877 898 1970.
How long does my approval last?

Your approval may be valid for up to 90 days from the date of approval. Some retailers may require the lease to be completed the same day.
What kind of merchandise can I lease from Progressive?

Progressive Leasing covers eligible merchandise for personal, family, or household use, including furniture, mattresses, appliances, electronics, and more. Some merchandise may not be eligible.
How long is the lease agreement?

The standard lease agreement offers 12 months to ownership. Once you complete all scheduled payments or use an early purchase option, ownership transfers to you.
Who do I contact if I have questions about my lease?

Contact Progressive Leasing customer service at 877 898 1970. Representatives are available seven days a week from 7 AM to 11 PM MST. You can also manage your account online at myaccount.progleasing.com.
What is the Progressive Lease to Own Program?

The Lease to Own Program from Progressive is a convenient and flexible way to get the products you need today without making a large upfront payment. You make manageable payments over time, and ownership transfers to you once you complete all lease payments or use an early purchase option.
What are the requirements to apply?

To apply, you must be at least 18 years old, have a valid Social Security Number or ITIN, have an open and active checking account, and have a valid debit or credit card. Approval is not guaranteed for all applicants.
Is there a fee to apply for Progressive?

No. Progressive does not charge an application fee or processing fee. Your initial payment is charged when the lease is signed and is included as part of your lease payments. If your application is not approved, you will not be charged.
Is there a processing fee for a Progressive lease?

No, Progressive does not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
How do I make payments on my Progressive lease?

Payments are automatically deducted from your bank account or charged to your card based on your lease agreement. Charges may appear on your statement as Progressive Leasing or Prog Lease.

Important Information

Universal Disclosure: The advertised service is lease to own or a rental or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

90 Day Disclosure: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price except 3 month option in CA. To purchase early, call 877 898 1970.

Initial Payment: The initial payment plus tax is charged at lease signing. Remaining lease payments will be determined upon item selection.