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🎁 ‘Tis the season! Shop gifts under $100 🎁
🎁 ‘Tis the season! Shop gifts under $100 🎁

   my canales card

how it works


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choose your canales FURNITURE store



  • 6 MONTHS
  • 12 MONTHS
  • 18 MONTHS
  • 24 MONTHS
  • 36 MONTHS
  • 48 MONTHS
  • 60 MONTHS

NO MONEY DOWN

0% APR for 6 Months

online or in-store offer

On purchases of $799 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 6 months.

No interest will be charged on the amount financed, and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases.


New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% APR for 12 Months
in-store offer

On purchases of $999 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 12 months.

No interest will be charged on the amount financed, and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases.


New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% APR for 18 Months

in-store offer

On purchases of $2,499 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 18 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.

A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

NO MONEY DOWN

0% APR for 24 Months

in-store offer

On purchases of $2,999 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 24 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.



A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

NO MONEY DOWN

0% APR for 36 Months

in-store offer

On purchases of $3,499 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 36 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.

A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

NO MONEY DOWN

0% APR for 48 Months

in-store offer

On purchases of $4,249 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 48 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.

A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

NO MONEY DOWN

0% APR for 60 Months

in-store offer

On purchases of $4,999 or more made with your Canales Furniture Synchrony HOME™ Credit Card, after discounts.

Equal monthly payments required for 60 months. A promo fee of 2% of the amount financed will be included in the required monthly payments.


A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

FAQ


  • Do I need to make a down payment for furniture financing through Synchrony?

No, Synchrony offers financing options with no down payment required.

  • How is the term of financing determined?

The term of financing depends on the amount of your purchase. For example, a minimum purchase of $799 or more qualifies for 6 months, while $999 or more qualifies for 12 months, and $1,299 or more qualifies for 18 months, and so on.

  • How will I receive my Synchrony card?

After approval, you will receive your Synchrony card in the mail within 7 - 10 business days.

  • What are the convenient ways to make payments on my Synchrony account?

You can make payments online, over the phone (with an automated machine to avoid representative fees), at the Walmart money center, or by using the MySynchrony app for your convenience.