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  • 6 MONTHS
  • 12 MONTHS
  • 18 MONTHS
  • 24 MONTHS
  • 36 MONTHS
  • 48 MONTHS
  • 60 MONTHS

NO MONEY DOWN

0% interest for 6 months

online or in-store offer

On purchases of $799 or more with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 6 months.

No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 12 months

in-store offer

On purchases of $999 or more with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 12 months.

Qualifying purchase amount must be on one sales order. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 18 months

in-store offer

On purchases of $2,499 or more with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 18 months.

Qualifying purchase amount must be on one sales order. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 24 months

in-store offer

On purchases of $2,999 or more made with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 24 months.

Qualifying purchase amount must be on one sales order. No interest will be charged for a period of 24 months and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% assessed from the purchase date. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 36 months

in-store offer

On purchases of $3,499 or more made with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 36 months.

Qualifying purchase amount must be on one sales order. No interest will be charged for a period of 36 months and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% assessed from the purchase date. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 48 months

in-store offer

On purchases of $4,249 or more made with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 48 months.

Qualifying purchase amount must be on one sales order. No interest will be charged for a period of 48 months and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% assessed from the purchase date. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

NO MONEY DOWN

0% interest for 60 months

in-store offer

On purchases of $4,999  or more made with your Canales Furniture Synchrony HOME™ Credit Card. Equal monthly payments required for 60 months.

Qualifying purchase amount must be on one sales order. No interest will be charged for a period of 60 months and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% assessed from the purchase date. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

FAQ


  • Do I need to make a down payment for furniture financing through Synchrony?

No, Synchrony offers financing options with no down payment required.

  • How is the term of financing determined?

The term of financing depends on the amount of your purchase. For example, a minimum purchase of $799 or more qualifies for 6 months, while $999 or more qualifies for 12 months, and $1,299 or more qualifies for 18 months, and so on.

  • How will I receive my Synchrony card?

After approval, you will receive your Synchrony card in the mail within 7 - 10 business days.

  • What are the convenient ways to make payments on my Synchrony account?

You can make payments online, over the phone (with an automated machine to avoid representative fees), at the Walmart money center, or by using the MySynchrony app for your convenience.